Everyone wants to save money, and when it comes to car insurance, there are things you can do that will reduce its price. Unfortunately, some variables are beyond your control. When you’re looking for new coverage, consider these factors that will affect the cost of your auto insurance from Mazda Maryland Dealer.
Your Driving Record
The more accidents you had, and especially caused, the higher the premiums. Traffic tickets will also raise the price. Keep a good record to avoid high premiums.
The Amount You Drive
If you have a job that involves traveling long distances, you will pay a higher premium than someone who doesn’t drive as far. Consider this before accepting a job that asks you to travel.
Statistics show that drivers under age 25 have a higher accident rate than those 25 and over. Until then, expect to pay a higher amount. Once you hit 25 and have a good record, rates are usually reduced.
Males age 16-25 have been found to have more accidents than females in this age group, and are charged more. It may not seem fair, but companies go by the facts. As men get older, this is not as much of a factor, but some insurance companies still offer women lower rates. Men have been found to get more speeding tickets and drive more than women.
The Car You Drive
A Ferrari will cost more to insure than a family sedan. Generally, the more expensive the car, the higher the premiums. Keep this in mind when you are shopping for a new vehicle.
About Preston Automotive Group
Preston Automotive Group services the Delaware, Maryland, Virginia and Pennsylvania area with Ford, Lincoln, Mazda, Hyundai and Nissan brands and used cars and trucks of all makes and models. The auto group carries the largest selection of new and used cars. Additionally, the dealership services all makes and models, both imported and domestic cars with ASE certified and factory trained technicians.
To learn more, visit http://www.prestonmotor.com/